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Amabwiriza n'Amasezerano

Amabwiriza y'amasezerano yacu. Muri PT-PT, nta nyuguti ntoya.

Aya Mabwiriza n'Amasezerano agenga ikoreshwa ry'urubuga rwa Mbongo, hakurikijwe Itegeko n° 9/04 (Itegeko ryerekeye Ubucuruzi bwa Elegitoroniki) n'Itegeko n° 15/03 (Itegeko ryo Kurengera Umuguzi) n'andi mategeko ya Angola akurikizwa.

Verisiyo 1.0Itangira gukurikizwa kuva 22 Gicurasi 2026

Ibirimo

  1. 1. Kwemera
  2. 2. Ibisobanuro
  3. 3. Konti
  4. 4. Serivisi ya Mbongo
  5. 5. Gahunda no kwishyura
  6. 6. Uburenganzira bwo gukuraho ku bushake
  7. 7. Amabwiriza yo gukoresha
  8. 8. Ibikubiyemo by'ukoresha
  9. 9. Umutungo bwite w'ubwenge
  10. 10. Imipaka y'ubwishingizi
  11. 11. Guhagarika no gufunga
  12. 12. Impinduka ku mabwiriza
  13. 13. Gukemura amakimbirane
  14. 14. Itegeko rikurikizwa

1. Kwemera

Iyo ufunguye konti kuri Mbongo, cyangwa ukoresheje uru rubuga mu bundi buryo ubwo ari bwo bwose, wemeye uburyo bwuzuye aya Mabwiriza n'Amategeko ndetse na Politiki yacu y'Ibanga. Niba utemeranya n'igice icyo ari cyo cyose, ugomba kwirinda gukoresha iyi serivisi.

Aya Mabwiriza agize amasezerano ahamye hagati ya wowe ("Ukoresha") na Mbongo Tech, Lda., sosiyete y'ubucuruzi y'amategeko ya Angola, ifite icyicaro i Luanda, ahakurikiraho yitwa "Mbongo".

2. Ibisobanuro

  • Urubuga: porogaramu yo kuri interineti n'iya telefoni igera kuri mbongo.app no mu bubiko bwayo bwemewe.
  • Konti: iyandikwa ngengabikorwa ry'ukoresha, ryemejwe na imeyili cyangwa utanga umwirondoro.
  • Kwiyandikisha: gahunda yishyuwe ikora (Pro cyangwa Umuryango).
  • Ibikubiyemo by'Ukoresha: amakuru ayo ari yo yose ukoresha yinjije (ibikorwa by'ubucuruzi, inyandiko, imigereka).
  • Abafatanyabikorwa: banki, ubwishingizi, abacunga umutungo n'izindi nzego ibyo zitanga bigaragara nk'urutonde ku Rubuga.

3. Konti

3.1 Ifungura

Kugira ngo ufungure konti, ugomba kuba ufite nibura imyaka 18, ubushobozi mbonezamubano bwo gukora amasezerano, kandi utange amakuru y'ukuri, anyuze neza kandi avuguruwe.

3.2 Imyirondoro yo kwinjira

Ufite inshingano yo kugira ibanga ku ijambobanga ryawe no ku bikorwa byose bikorewe kuri konti yawe. Turakugira inama cyane yo gukoresha kwemeza mu ntambwe ebyiri (2FA), ku buntu kandi iboneka mu Igenamiterere → Umutekano.

3.3 Kumenyesha ibibazo byabaye

Tumenyeshe ako kanya niba ukeka ko hari uwinjiye utabyemerewe. Ntitubazwa ku byangiritse biturutse ku bibazo tutamenyeshejwe ku gihe.

4. Serivisi ya Mbongo

Mbongo ni urubuga rwo gucunga imari bwite rukora ibi bikurikira:

  • Rutuma wandika kandi utunganya ibikorwa by'ubucuruzi, konti, amasanduku, intego n'ishoramari.
  • Rutanga isesengura, ibitekerezo n'ibyigana hashingiwe ku makuru winjije.
  • Ruteranya ibyo abafatanyabikorwa batanga mu byiciro by'imari (ubwishingizi, inguzanyo, amakarita, imari shingiro, pansiyo).
  • Rutanga ibikubiyemo by'uburezi (Akademiya, Inama) byanditswe ku bushake kugira ngo bihuze n'imiterere ya Angola.
Mbongo SI ikigo cy'imari, banki, ubwishingizi, umuhuza w'ubucuruzi cyangwa umucunga w'umutungo. Ntidubika amafaranga, ntidukora amabwiriza yo ku isoko ry'imari, ntidutanga amakarita kandi ntidutanga inguzanyo. Ntitwemerewe kandi ntiturigenzurwa na BNA, CMC cyangwa ARSEG.

5. Gahunda n'ubwishyu

5.1 Gahunda

  • Free: ku buntu, ifite imipaka y'ibikorwa (konti 1, amasanduku 3, ingendo 50/ukwezi).
  • Pro: 4 990 Kz/ukwezi — ibikorwa bitagira imipaka, ibyigana bihanitse, AI, kohereza amakuru.
  • Umuryango: 8 990 Kz/ukwezi — ibya Pro byose + imyirondoro 5 no gusangira amasanduku.

5.2 Ubwishyu

Kwiyandikisha kwivugurura mu buryo bwikoresha ku munsi umwe wa buri kwezi, ku buryo bwo kwishyura buhujwe, kugeza igihe uhagaritse. Imibare igaragara harimo Umusoro ku Nyongeragaciro (IVA) ku gipimo cy'amategeko kiriho ubu, ari 14% nk'uko biteganywa n'Itegeko n° 7/19 (Amategeko ya IVA).

5.3 Uburyo bwemewe

Multicaixa Express, amakarita Visa na Mastercard yo mu gihugu n'amahanga, kwishyura kuva kuri banki ako kanya.

5.4 Kunanirwa kwishyura

Mu gihe kwishyura binaniranye, dugerageza kwishyuza mu buryo bwikoresha incuro 3 mu minsi 7 ikurikira. Niba binaniranye burundu, konti ihinduka gahunda ya Free; uta uburenganzira ku bikorwa bya Pro ariko ntuta amakuru yawe.

5.5 Isubizwa ry'amafaranga

Nta subizwa ry'amafaranga ry'inyuma riba, uretse mu bihe biteganywa mu ngingo ya 6 (gusesa ku bushake) cyangwa mu bihe byo kunanirwa biterwa na Mbongo.

6. Uburenganzira bwo gusesa ku bushake

Hakurikijwe ingingo ya 16 y'Itegeko n° 9/04 ryerekeye Ubucuruzi bwa Elegitoroniki, ufite uburenganzira bwo gusesa amasezerano mu gihe cy<b>iminsi 14</b> uhereye igihe wagiriraniyeho amasezerano, nta mpamvu wagombye gutanga kandi nta gihano.

Kugira ngo ubikore, ohereza ubutumwa kuri contratos@mbongo.app cyangwa usese mu buryo butaziguye muri Igenamiterere → Gahunda. Tugusubiza amafaranga wishyuye mu buryo bw'ibanze mu gihe kitarenze iminsi 14.

7. Amabwiriza yo gukoresha

Birabujijwe gukoresha Urubuga mu:

  • Ibikorwa binyuranyije n'amategeko, uburiganya cyangwa bibangamira uburenganzira bw'abandi.
  • Kweza amafaranga aturutse mu byaha cyangwa gutera inkunga iterabwoba (Itegeko n° 5/20 n'andi mategeko yo gukumira).
  • Kwinjira utabiherewe uburenganzira, kubonderera porogaramu, gukururira amakuru (scraping) mu buryo bwikora butemewe cyangwa ibitero byo guhagarika serivisi.
  • Gushyiraho ibikubiyemo bisebanya, bituka, bivangura amoko cyangwa bishishikariza urugomo.
  • Kongera kugurisha, gutanga uruhushya rwungirije cyangwa guha abandi batabiherewe uburenganzira uburyo bwo kwinjira.

8. Ibikubiyemo by'umukoresha

Ugumana uburenganzira bwose ku Bikubiyemo by'Umukoresha. Uha Mbongo gusa uruhushya rutihariye, rw'ubuntu kandi rugarukira ku kubika, gutunganya no kugaragaza ibyo bikubiyemo ku rubuga ubwarwo, hagamijwe kuguha serivisi.

Wemeza ko ufite uburenganzira bwo gushyiraho ibikubiyemo kandi ko bitabangamira uburenganzira bw'abandi cyangwa amategeko ya Angola. Wishingira byuzuye ibikubiyemo byabyo.

9. Umutungo bwite mu by'ubwenge

Ikirango Mbongo, ikimenyetso, igishushanyo cy'urubuga, kode, alugorisimu, inyandiko n'ibikubiyemo bya Akademi/Inama ni umutungo wa Mbongo Tech, Lda. cyangwa abayihaye uruhushya, birinzwe n'Itegeko n° 15/14 (Itegeko ry'Uburenganzira bw'Umuhanzi n'ubufitanye isano) n'andi mategeko akurikizwa.

Birabujijwe ku buryo bweruye gukoporora, gusubiramo, guhindura, gukwirakwiza cyangwa gukoresha mu bucuruzi nta ruhushya rwanditse rwabanjirije.

10. Igabanya ry'inshingano

Mbongo ni igikoresho gikurikirana kandi gihuza amakuru. Ntidushinzwe:

  • Ibyemezo by'imari byafashwe hashingiwe ku makuru cyangwa ibyigana by'Urubuga — ibi ni amakuru gusa kandi ntabwo ari inama z'imari, z'imisoro cyangwa z'amategeko.
  • Amakosa mu makuru yinjijwe n'umukoresha cyangwa mu bitabo by'abafatanyabikorwa (amafaranga, ibisabwa) bashobora guhindura batabanje kubimenyesha.
  • Ibikubiyemo, ibitangwa cyangwa ishyirwa mu bikorwa ry'amasezerano y'abafatanyabikorwa (amabanki, ubwishingizi, abacunga). Ibirego kuri bo bigomba koherezwa kuri bo ubwabo.
  • Ibintu bidashobora kwirindwa, kutaboneka by'agateganyo kw'ibikorwaremezo cyangwa kwivanga kw'abandi.

Inshingano yacu ntarengwa — iyo isabwa n'amategeko — igarukira ku mafaranga wishyuye Mbongo mu mezi 12 mbere y'icyabiteye, keretse mu bihe by'ubugambanyi cyangwa amakosa akomeye, hakurikijwe amategeko atavugurizwa ya Angola.

11. Guhagarika no gufunga

Dushobora guhagarika cyangwa gufunga konti yawe, tubanje kukumenyesha igihe bishoboka, mu bihe by':

  • Kurenga kuri aya Mabwiriza.
  • Ibyago by'uburiganya cyangwa iterabwoba ku budahungabana bw'Urubuga cyangwa bw'abandi bakoresha.
  • Itegeko ry'urukiko cyangwa ry'ubugenzuzi.
  • Kutagira igikorwa igihe kirekire (amezi 24).

Ushobora gufunga konti yawe igihe icyo ari cyo cyose muri Igenamiterere → Konti → Siba konti. Gusiba ntibisubirwaho nyuma y'igihe cy'iminsi 7.

12. Impinduka ku mabwiriza

Dushobora kuvugurura aya Mabwiriza. Impinduka z'ingenzi zigutumenyeshwa kuri imeyili no muri app mbere y<b>iminsi 30</b>. Niba utabyemera, ushobora gufunga konti mbere yo gutangira gukurikizwa — nta gihano.

13. Gukemura amakimbirane

Mu gihe habayeho amakimbirane, twiyemeje gushaka igisubizo cy'ubwumvikane. Ku birego, twandikire kuri juridico@mbongo.app.

Iyo nta gisubizo kiboneka, ushobora kuregera ubuhuza bwa INADEC (Ikigo cy'Igihugu cyo Kurengera Umuguzi) cyangwa, nk'igisubizo cya nyuma, urukiko rwumvikanyweho.

14. Itegeko rikurikizwa n'urukiko

Aya Mabwiriza agengwa n<b>amategeko ya Angola</b>. Ku bibazo byose bivuka muri aya Mabwiriza, impande zihitamo nkurubifitiye ububasha urukiko rw'Akarere ka Luanda, zireka ku buryo bweruye urundi rwose, keretse itegeko ridavugurizwa ribivuga ukundi (cyane cyane mu birebana no kurengera umuguzi).

Mbongo© 2026 Mbongo Capital. Uburenganzira bwose bwitabwaho.
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